Fico Scoring, credit reports and debt collections

Description

This course will give you everything you need to know about FICO credit scoring, debt collection defense, and how to “fix” your credit report. We will go over the history of the credit report, history of credit cards, an examination of FICO scoring, when to pay your bills for maximum beneficial scoring and why not to pay a debt collector until you do this. Example letters will be given for those that want them to challenge debt collectors and credit reporting agencies. We will go over how to evaluate a credit report and where to go to get a credit report. An examination of the Fair Credit Reporting Act will be done along with an understanding of The Fair Debt Collection Practices Act.

SECTIONS WITHIN THIS COURSE

The History of The Credit Report

The History of The Credit Card

The Fair Credit Reporting Act (FCRA)

FICO Scoring and Credit Reporting

The Fair Debt Collections Protection Act (FDCPA)

Credit Repair Strategies

Jack and Jill – a comparison analysis of two individuals: one with a 620 score and another with a 720 score as they go through life.

Debt Collection Defense

Questions and Answers regarding common, and important, credit reporting and debt collection issues.

What You Will Learn!

• DIY How to Do-it-yourself credit repair
• How to truly understand your FICO credit score
• Discover the rules of the new credit scoring game
• The new Jack and Jill –Discover the power of a good FICO credit score
• Debt collection defense-With an update for the new regulation F
• How to reinvent yourself - no credit and bad credit to great credit
• Discover the history of the credit card - How it can be used against you
• Discover the history of the credit report - how it is used for and against you.
• Your child and their credit report
• How to fix the credit scoring system
• Learn from a FICO certified professional - Q&A From the author

Who Should Attend!

• This course is for anyone who uses debit or credit cards.

TAKE THIS COURSE