Debt Financing

Real Estate Investing, Money, Finance, Debt, Leverage, and Interest Explained

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Description

This class is built for you to understand different types of debt financing. 80% of Americans have debt and that's another reason why this class was created.


We will dive into the following types of debt:

  1. Credit Card Debt

  2. Auto Debt

  3. Mortgage Debt


Like all of my classes this is interactive so you'll be working on the attached spreadsheet to learn how:

  • Daily compounding interest works on credit cards

  • Loan amortization schedules work for both auto and home loans

  • Be able to decide if a cash back or 0% interest financing offer is better for cars


At the end of this class you will:


  • Understand banks' incentives for you to get a loan (they make a lot of money off of you)

  • Understand how the different types of debt financing work - credit cards vs. auto loans vs. home loans

  • The Pros and Cons of each type of debt

  • Myths of Personal Finance

  • Do you really own your home?

  • Do you have to keep a balance on a credit card to build your credit?


I hope you enjoy my class as this is my dream job! Helping average people like you and me control their finances, earn their financial freedom and live a stress free life!


What You Will Learn!

  • Understand the different types of debt financing available to businesses, including bank loans, bonds, and lines of credit, and be able to compare and contrast
  • Learn how to assess the creditworthiness of a potential borrower, including evaluating their financial statements, credit history, and overall business strategy
  • Gain an understanding of the key terms and conditions of debt financing agreements, including interest rates, repayment schedules, and covenants, and learn how
  • Understand the risks associated with debt financing, including default and bankruptcy, and learn how to mitigate these risks through effective risk management s

Who Should Attend!

  • Business owners and entrepreneurs who are looking for ways to fund their companies and want to understand the advantages and disadvantages of debt financing options.
  • Financial analysts and consultants who work with businesses to evaluate their financing needs and recommend appropriate debt financing strategies.
  • Bankers and lenders who want to deepen their understanding of different types of debt financing and learn how to evaluate creditworthiness and negotiate favorable terms.
  • Students pursuing degrees in finance, accounting, or business who want to gain a foundational understanding of debt financing and its role in corporate finance.