The Comprehensive Personal Finance Course: Manage Money Well

Description

Have you ever received many credit card offers and was wondered which ones to go for?

Have you ever wandered why some people are so rich?

Have you ever felt confused when an investment product was explained to you?

Have you ever thought how to plan my expenditure and cash flows?

Have you ever had someone taking about retirement savings and you were stressed out?

Have you ever been out of money?

Have you been utterly confused with the personal finance jargon or terms?

Have you ever dream of having financial abundance?

Have you ever felt the urge to be your own personal financial planner?

Have you ever wondered why my value of money is going down or things are becoming expensive?

Have you ever though of consulting a Investment Psychologist (Personal Finance Planner) but couldn't afford their fees?

Have you ever though to be Financially Independent?

Have you ever though why loan / credit is so expensive / costly?

Have you ever had difficulty in understanding math behind personal finance?

If your answer to most of the above questions is YES! Then this is the Course for you!

Why Personal Finance is so difficult?

• Schools don't Teach you to Manage your Money!

• 9 out of 10 people think that Financial Goals seems impossible to reach, Understanding Money is So HARD, Spending Today is Good (tons of Debt), Investing is TOUGH, Always out of Budget, Don't know how to get rid of financial hardship (stress), Confused with choices.

• No one us told about Power of Compounding

• No one taught us to manage our expenses

• No one taught us the math of personal finance - The RIGHT & EASY way!

• No one taught us to Do-it-Yourself of Personal Finance and Investing

  
  

What you'll Learn:

• Personal Finance Concepts

• Setting GOAL & GOAL Basis the Timeline: Short Term, Mid Term, Long Term

• Illustration of SMART GOAL

• Vivid Life Cycle & Life Stages

• Understand your Net Worth – Exercise

• How Positive and Negative Impacts you

• Calculate & Plan Expenses – Exercise

• Design your own House Hold Budget

• Is the credit card interest worth paying?

• Why do I spend more than expected?

• 20% Club

• Cash Flow Planning

• Cash Flow Planning – Exercise

• Rule of 6

• Decide which Bank is the Best for your Money

• What happens, when the bank FAILS?

  
  

Key Concepts of:

• Investment / Saving

• Interest

• Annual Percentage Rate (APR)

• Returns

• Inflation

• Risk

• Power of Compounding

• Risk

• TEAR & PAT - The RISK

  
  

Irresistible Rules of Money - The Easy Way!

• Double your Money

• Triple your Money

• Quadruple your Money

• Eight Times your Money

• Rule of 69

• Rule of 15

  
  

Behavioral Finance & Investing

• 2 Key Rules of Money

• Why money is different for different people?

• What influences their behavior?

• Information Overload

• Overconfidence

• Anchoring

• Loss Aversion

• Familiarity Bias

• Herding

• 9 Ticks of Behavioral Finance & Investing 

  
  

Foundations of Investments & Investment Products

• Stock / Equity / IPO

• Mutual Funds

• Precious Metals Investing : Gold, Silver & Precious Metals

• Fixed Instruments

• Bonds

• ETF - Exchange Traded Funds

• Small Saving Schemes

• Insurance: Life and General Insurance

• Derivative

• Alternate Investments: Private Equity, Start-Ups, Cryptocurrency etc

  
  

Risk Profiling & Asset Allocation

• Risk Profile Basis Age

• Risk Profile Basis Risk Profile

• Asset allocation

• Risk Return Trade off

• Risk Tolerance Matrix

  
  

Equity/Stocks and IPO - Initial Public Offer

• How to Identify Right Stocks?

• What do you need to Invest in Stocks?

• Why to Invest?

• How to Invest in Stocks: Price to Earning Ratio – P/E Ratio, Debt to Equity Ratio, Price to Book Value, Return on Equity – ROE, Current Ratio

  
  

Mutual Fund

• Key concepts: Units, Nav, Loads etc.

• 14 Types of Mutual Fund

• Options in Mutual Fund: SIP, SWP, STP...

• 12 Benefits of SIP Investing- Systematic Investment Plan

• 6 Things to avoid while investing in SIP

  
  

Real Estate investing

• Benefits of investing in Real Estate

• 4 cost associated with Real Estate

• 7 Variety of Real Estate

• 13 costly mistakes to avoid - investing in real estate

  
  

Gold / Silver or Precious Metal Investing

• 5 Easy ways to invest

• Risk associated with Investing in Precious Metal

  
  

Fixed Investments, Bonds & ETFs

• Certificate of Deposit / Fixed Deposits Benefits

• Various Basket of Bound : Government Bond, Corporate Bond, Municipal Bond, Zero Coupon Bond, Junk Bond

• Key Concepts: Par Value, Face Value, Coupon etc

• 5 Risk of Investing in Bonds

• Benefits of Investing in ETFs

• Risk of Investing in ETFs

• Small Savings Schemes: PPF, National Savings Scheme, Schemes for Senior Citizen

  
  

Cryptocurrency Investing

• How to Invest?

• What are the type of Cryptocurrency Investing?

• 12 Key Points to remember while investing into Cryptocurrency

  
  

Insurance, Derivative & Private Equity - Crash Course

• Life Insurance

• General Insurance

• Complex Concepts Simplified - Derivative

• Types of Derivative

• Overview of Private Equity / Start-ups

• Common types of Private Equity

• How to Invest into Private Equity?

  
  

Learn from the WORLD's Most RICHEST Investor: 

• Warren Buffett's Portfolio Mix

• 10 Commandments On Investing

• Ideal Portfolio Mix for Stocks

  
  

Don't make Top 1 Financial Mistake Again

Top 6 Assets that make people RICH

Financial Planner & Robo-advisory

• Do you need Financial Planner?

• A Slice of Robo-Advisory

• Top Robo-Advisory

  
  

Specific Goal Planning & Time Value of Money

• Education, Dream Car, Dream Home, Savings for Retirement etc.

• Time Value of Money: PV, FV, Annuity, Annuity Due

• Practical Exercise on Value of Money 

  
  

Credit Facilities

• Home / Mortgage Loan

• Car Loan

• Personal Loan

• Education Loan / Study Loan

• Credit Card

• Is it worth to buy a property or rent it?

• Rule of 30%

• Rule of 2%

• 6 Credit cards – Deadly Mistakes

• 10 Ways NOT to be a Credit cards Defaulter

• Is it wise to take Personal Loan or Home Loan / Mortgage Loan?

• Is it wise to buy a Brand New Car?

  
  

DIY (Do-It-Yourself): Prepare your own Personal Financial Plan

• Assess Your Current Situation

• Current Asset Allocation

• Life Workbook

• Look into Child Planning Goal Setting, as an Example

• Risk Profile

• Asset Allocation & Acceptable Asset Allocation

• Investment Plan

• Know Your Expected Cash Flow

• Know Your Expected Income Allocation

• Calculate Your Own Loan EMI

• Reach your Goal : SIP Calculator

• Exercise

15 To Stop Sending Money on

122 Easy Ways To Save MUCH More & Know how to be a Rock Star Expense Planner. Also, how much will you Earn, in case you decide to Invest this money - Exercise

Credit Rating, Credit Score & Credit Report

• Overview

• What is Credit Score Range?

• Credit Bureau

• Importance of Credit Score

• How to get Credit Score/ Report - Legally

• 7 Ways to Repair your Credit history

• Control Credit

  
  

10 Pro Money Tips to Memorize

Financial / Money Apps (Software tools) for Android & iOS

Overview of Taxes

• Capital Gains

• Short Term

• Long Term

• Wealth Tax

• STT

• Resources for DIY Taxes

  
  

Start Solving your challenge today in Easy way. I assure YOU that this course will help you to solve your challenge of personal finance. You can enroll risk free BECAUSE there's 30 days money back guarantee if you don't like the course.. I am sure that this would not be the case. Don't miss the opportunity to instantly learn things which will make you better. You will stand out because you'll know to manage your money well (this is not taught in any school or college or B-School).

Let's get going! :)

Disclaimer: The information provided in this course should not be used as financial advise or recommendation, neither it should be viewed as a financial promotional or affiliation tool or advertisement nor it supports or endorse any tools or company illustrated throughout the course, should not be substituted for consulting a financial advisor, planner or allied professional in the applicable jurisdictions. This course outline the broad road map to manage your personal finance. The author or Udemy disclaim the liability or any damage, risk, loss or obligations incurred directly or indirectly. The situation is dynamic and can change anytime due to various factors. The  author is directly or indirectly or otherwise is not under obligation, risk or liability due to use of information given in this course.

What You Will Learn!

• Manage your money EASILY.
• 122 Easy Ways To Save LOT More on SHOPPING, PERSONAL HYGIENE, MEDICINE, GROCERY, FOOD, GIFTS, TRIPS, UTILITIES and Much More.
• Learn Complete hands-on (practical) ways to deal with money
• How to save money: Make sensible decisions on money
• Save More ... Invest More
• Bullet-Proof Personal Finance Tips to Manage and Save More Money
• The time value of money - Why Time is MOST IMPORTANT
• How to judiciously spend on credit and credit cards
• How MONEY works for YOU
• Risk Profile and Investment Profiles
• Secretes of Top Investor like Warren Buffet
• Plan Specific FINANCIAL GOAL
• Master Personal Financial Planning
• Understand Monthly HOUSE HOLD Budget
• Know your NET WORTH
• Understand and Manage your Personal Cash Flow
• How Do you track expenses?
• Do you know what erodes your money?
• Do you have enough insurance cover?
• Do you have enough money.. TO SUSTAIN?
• Will you be able to manage if you are out of job or business for 6 months?
• Know where to INVEST your money
• Understand NEED, DREAM and ASPIRATIONS
• How to pick a bank or credit card, or insurance?
• Risk-Reward Relationship
• Is it worth to repay the loan earlier than the loan tenure?
• Double, Triple, Quadruple your MONEY with the SIMPLE and EASY CALCULATION
• Psychology of Investing: BEHAVIORAL FINANCE
• How to Identify & INVEST in right stocks : IMPORTANT RATIOS
• Power of COST-AVERAGING and COMPOUNDING: Mutual Fund (SIP)
• 12 Benefits of SIP (Systematic Investment Plan)
• 4 Cost Associated with Real Estates
• 7 Types of Investments: Real Estates
• 13 Costly Mistakes to AVOID while Investing in REAL ESTATES
• 5 Ways to Invest in GOLD
• 5 Risk of Investing in BONDS and one Should Know about it
• 12 Important Points to Remember while investing into CRYPTOCURRENCY like Bitcoin
• 3 Ways to Invest into PRIVATE EQUITY
• 10 Commandments On Investing
• 6 Assets that make people RICH
• 6 Credit Card Mistakes to AVOID
• 10 Ways not to be a Credit cards defaulter
• DIY (Do-it-Yourself): Personal Financial Plan
• 15 Things To Stop Spending Money on.
• Credit Score v/s Credit Report
• How to obtain Credit Report?
• 7 Ways to repair your credit history
• 10 Pro Money Tips
• 12 Money Apps that you should try (Free & Paid)
• Overview of Taxes

Who Should Attend!

• Who know they need to save but not how much.
• ANYONE who seeks to learn ALL about PERSONAL FINANCE
• Who wonder how to manage their PERSONAL FINANCE
• Who is having TOUGH time managing the Money and Expenses
• Who think INVESTING is Greek and TOUGH
• Who never know what is CREDIT and why it is SO IMPORTANT
• Who have never planned before TAKING this Course
• Who wants to know the MAGICAL MONEY CREATING Tool - COMPOUND INTEREST
• Why INSURANCE is SO IMPORTANT
• Who do not know their NET WORTH
• Who have curiosity to know how BEHAVIOR influences PERSONAL FINANCE
• Who are considering hiring a FINANCIAL PLANNER, When you can be own FINANCIAL PLANNER
• Who don't know about ROBO-ADVISORY, CRYPTO-CURRENCY, STOCKS, BONDS, MUTUAL FUNDS, ALTERNATE INVESTMENTS..
• Why knowing the RULES OF MONEY is so Critical
• Who has Maths or Calculation Phobia
• Why Credit/Loan is Expensive and IS the new Car, Home worth BUYING?
• How MUCH is need to RETIRE PEACEFULLY, EAT WELL and ACHIEVE DREAMS (Child's Education, Marriage, Travel etc.)
• Uncover Red Flags of PERSONAL FINANCE
• Who is terrible and squandering money and not saving anything till Now!
• Who wants to lean Person Finance ... FUN & EASY Way

TAKE THIS COURSE